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You are a supervisor of a remote claims office. Your claims unit has been disgruntled as of late.

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The manager of your claims department has just retired. All of the other individuals in the claims department are age 55 or higher and there are three or four who would be well qualified and who have applied for the manager opening.

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Home office has targeted a particular department (Dept X) throughout the company for cuts. You are in charge of the Uneed a branch and have been told to cut 1 FTE (full-time equivalent) from your Dept. X.

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You are working in human resources, training, and development. As part of your job, you see highly sensitive and private information about employees.

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Gary goes to an insurance agent Bob for business insurance for his small retail store. Gary explains that he would like to insure his building against fire and against lawsuits to his business.

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Use the terms and explanation of the steps of contract creation from the course text, Business Law for Insurance Professionals to explain the process of contract creation from this scenario.

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Explain how courts apply established maxims of construction to interpret ambiguous contract language. Explain why courts prefer to interpret contracts as divisible.

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Explain why a person who has reasonably relied on an innocently misrepresented material fact can later avoid a contract.

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Create a detailed scenario where the insurer has a good case to void the policy because of fraud. Outline the specific reasons from the book why this policy should be voided.

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Juan and Kimi are getting married in June. They want to purchase a home before they are married. What type of real property ownership would you suggest?

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Answer these questions a) Distinguish between joint tenancies and tenancies in common. b) Explain how a tenancy by the entirety differs from a joint tenancy.

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What are the requirements for obtaining a patent in the United States? What are the benefits to the patent holder for obtaining a patent?

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